Laser Hair Removal Versus Electrolysis

While electrolysis has been around for many years, laser hair removal is becoming a viable option for many. Well take a look at both methods of hair removal and help you determine the best for your situation and needs. The newest hair removal method to be put on the market is laser hair removal. Since … Continue reading Laser Hair Removal Versus Electrolysis

While electrolysis has been around for many years, laser hair removal is becoming a viable option for many. Well take a look at both methods of hair removal and help you determine the best for your situation and needs.

The newest hair removal method to be put on the market is laser hair removal. Since advancements of all types of procedures using lasers have become more and more advanced in recent years, it is no surprise that lasers are now being used to remove hair. A wavelength of energy is omitted by the laser, working to kill the hair from its base.

The most appealing characteristic of laser hair removal is that after a small number of treatments your hair should be completely dead and you will never have to worry about hair on that specific portion of your body again. Laser hair removal treatments can be spread out farther than other types of hair removal treatment since the laser hair removal process slows the growth of hair.

Laser hair removal may seem like the most appealing hair removal procedure but there is a downside. Since laser hair removal is a relatively new procedure and can be high in demand compared to the number of specialists licensed to practice the procedure, the cost of laser hair treatments can be relatively high. In comparison to the other methods of hair removal, laser hair removal is by far the most costly.

A method similar to laser hair removal but that has been around much longer is that of electrolysis. When removing hair by electrolysis, the technician uses a needle that projects an electric current into the hair follicle, killing it at the root. By sending the current directly to the root of the hair follicle it prevents hair from growing back in the same spot.

Although it may take longer than laser hair removal, electrolysis is another way to permanently remove hair in a certain area. Like laser hair removal, this takes a number of repeat appointments for treatment. Electrolysis often requires treatment for anywhere up to a year to a year and a half for the hair to be completely removed. Like laser hair treatment, electrolysis can cause some discomfort and pain during treatment when the electric current is killing the hair follicle but it should not last longer than a few minutes after the treatment has ended.

With both treatment methods a viable option, laser hair removal provides the most obvious benefits. Youre able to spread out treatments and require fewer sessions to achieve the same results as electrolysis. That said, youre only problem may be finding a practitioner with an opening in her schedule!

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Make Exercise A Family Priority

A Moms daily calendar is almost always overscheduled. Each day usually starts early and ends late. It may include lots of running in circles (at least it can feel that way). But, probably is lacking any real physical activity. With children returning to school, the schedule gets even tighter due to school requirements and events.

It may seem an insurmountable task to get your family into the healthy habit of regular exercise. Yet, with the disturbing recent obesity trends, its an extremely important habit to adopt. Studies have indicated that children are 40% less active than they were just 30 years ago. This has negative effects for kids in physical, psychological, and social areas.

So, being an active family needs to become a priority. Fortunately, its actually easier than you may think. With a little planning you can find ways to incorporate workouts into the time you spend with your children. Regardless of your childrens age, theres a way to find time to workout (often even with your kids)! Here are some tips organized by age, which will add to your family time together and help to keep the whole family active!

Age: Infant through pre-school

Play a game of keep-away or tag.
Occupy them for even 15 minutes with a video or toy while you do some toning exercises like squats and tricep dips.
Grab your stroller and go for a brisk walk. Or, buy a jogging stroller for more flexibility. With a jogging stroller you can walk faster, jog or even run at a fast pace. And, for veteran rollerbladers, you can even use the stroller for some skating time. Dont forget the kid helmets.
For younger children, you can use a back carrier to transport them while walking. This can burn even more calories as the extra weight makes it more challenging.
Turn on some music and dance together. Toddlers love dancing, especially when their parents join in.
Play hopscotch yes, you will work up a sweat.
Push your kid on a swing. And, after every push complete one squat.
Use an infant carrier or bike trailer to enjoy a bike ride together.

Age: Grade School

Try rollerblading or skating together.
Spend an afternoon at a park with a playground, but dont spend the whole time relaxing on the sidelines join in on the fun. Spend some time swinging to help workout your legs. Try making it across the monkey bars even just once (its a great upper body workout and youll be amazed that your kid does it with such little ease). Try some pull-ups using a bar on the playset. Do some tricep dips on a nearby park bench.
Get a small group together for a kickball or softball game.
If your child can ride a bicycle at a moderate pace, jog alongside of them.
Involve your kids while you strength train. Let them count your reps out loud for you and/or clock your rest time in-between sets.
Try a game of marble pick-up. Set up a circle (or more than one) of marbles. Compete with each other to see who can pick them up quicker following certain rules (e.g. not being able to bend from the waist but instead using a squatting technique to grab them). Adults will get an extra workout if they squat while balancing on just one foot.
On rainy days that force you inside, walk or run up and down the stairs. You might even make it a contest to see who can finish 5 complete rounds first.

Age: Teenagers

Register for a fun run (or walk) event and spend time together training for the event.
Set up an obstacle course in your back yard. Then try such things as quick sprints back and forth between two objects, hopping over a line of sticks, and running zig-zags around a line of cones.
Play tennis or basketball together.
Consider joining a community volleyball or softball team that includes enthusiasts of all ages.
Dont just sit and cheer your kids at their sporting events. Every few minutes do some walking or jumping jacks or squats.
Learn how to do strength training exercises that require partners. There are dozens of options that work both individuals bodies. For example, partner squats where two people stand facing each other, grasp each other around their forearms and squat simultaneously as if sitting in a chair.
Implement a daily family walk each day before or after dinner.
Work together in the yard raking leaves, planting flowers, trimming trees.

Sure, you may have a very full plate but isnt it time to throw out the Im a parent I dont have time to workout excuse. Dont focus on the frequency or irregularity of your workouts. Take the opportunities for physical activity when they arise. If you implement these above activities for just 30 minutes three times per week, you can easily burn an extra 450 calories or more!

Plus, working out sets a great example for your children that will teach them at an early age how important (and easy) it is to make physical fitness a part of daily life. Exercising with your kids also provides the extra bonus of spending quality time together.

Lower Your Medical Bills By Finding Medical & Hospital Bill

Lower Your Medical Bills By Finding Medical & Hospital Bill Errors

If you have been admitted to a hospital and find yourself owing a substantial amount of money there are a few things you can do to substantially reduce your bills. With a little perseverance and investment of time, you can uncover costly overcharging errors you’re not responsible for. After you’re done, you can negotiate what you legitimately owe and the payment terms.

Here’s what to do:

Request both the hospital and your insurance company to audit the hospital and doctor bills.

Demand an itemized bill (you are legally entitled to an itemized bill if you request one) and review your self for the following:

Duplicate Billing: Make sure you haven’t been charged twice for the same service, supplies or medications.

Number of Days in the Hospital: Check the dates of your admission and discharge. Most hospitals will charge for your admission day, but not for your day of discharge. If you have been charged for the day of discharge, ask the hospital to waive the charge for that day.

Incorrect Room Charges: If you were in a semi-private room, make sure you’re not being charged for a private room.

Operating Room: It’s not uncommon for hospitals to bill for more operating room time than you actually used. Compare the charge with your anesthesiologist’s records.

Unbundled Charges: This is when a group of tests are billed individually, when they should have been billed together. Surgical procedures and tests frequently consist of several parts. For instance, you could have received a cervical MRI and a lumbar MRI. A hospital or MRI facility can bill $1,200 for each MRI if they were done at different times, however, if they were performed on the same day the total amount that the facility will be paid by an insurance company may be only $1,400 or $1,800 instead of $2,400. Many times, MRI’s will be scheduled on different days, frequently one day after the other, in order to bill at the higher rate. Do not allow a hospital or MRI facility to charge you the full price if they did this. An example of a procedure could be where you fractured two fingers or two ribs and you were charged the full price to set each finger or rib individually, instead of the full price to set one finger or rib and a discounted price for the second finger or rib.

Up Selling: This occurs when a doctor orders a generic drug which is readily available, but the hospital provides you with a more costly brand name drug without your knowledge or consent and bills you for the more costly medication. Since you are not an expert at determining whether or not a drug use generic and you may not have even been in a mental condition to make that determination; your doctor ordered the generic drug; and it was readily available in the hospital drug store, you are not responsible for the increased charge.

Fraudulent Coding Also Called Up Coding: Hospitals may change the charge for a lower cost service or medication to one that’s more costly. For instance, a doctor may order a generic drug, but the hospital “accidentally” bills the patient for a much more expensive brand name drug when the generic is actually provided. If done intentionally, this is fraud. Where this occurs several times on one bill or occurs with multiple patients, this could constitute intent.

Fraudulent Coding/Weird Charges/Fake Language: Hospitals may invent confusing language to cheat patients. They use medical sounding names for everyday items and charge you an astronomical price. For example, an “oral administration fee” is really a charge for the nurse handing you pills. You do not have to pay for that because it is part of the room and board. Other items that have been reported as appearing on hospital bills are: “disposable mucous recovery systems” (a box of Kleenex tissues); “Thermal therapy” (a plastic bag filled with ice); “Gauze collection bag” (a trash bag); and finally, a patient who was given a teddy bear by the hospital and charged for a “cough support device.” Not only is this fraud, but if it wasn’t requested, the teddy bear was a gift.

Keystroke Error: A computer operator accidentally hits the wrong key on a keyboard which can result in an incorrect charge or a charge for a service you didn’t get.

Canceled Services: You may have been charged for expensive services or tests which your physician ordered and then canceled or for some reason was never rendered.

Assignment: Check to see if the hospital or doctor accepts assignment of your insurance payment. This means that the hospital or doctor is allowed to bill your medical insurance and to receive payment directly by your insurance company, without a check going to you. This is a good thing. You can find out if the medical provider accepts assignment by asking your insurance company. When a hospital or doctor accepts an assignment, you are assigning to the hospital or doctor, your right to the reimbursement check from your insurance company. By accepting assignment, the medical provider is now in your position and has whatever legal rights you had to collect the payment, and no more. When accepting assignment, a hospital or doctor may not legally seek any payment from you. This means that if the medical provider bills your insurance company for $3,682 and you were only entitled to be reimbursed $1,136, the medical provider must accept this amount and you are not responsible for the remainder of the bill.

Why do hospitals and doctors accept assignment? Because when the check goes to the patient, many patients keep the money which requires the hospital or doctor to sue the patient. Accepting assignment allows the medical provider to know that they will be paid and to avoid the costs of litigation if the medical provider must sue the patient to recover payment for services rendered.

Negotiating: Finally, after eliminating all of the errors you can find, try negotiating your bill. If you are able to pay a lump sum settlement to the hospital, you can usually negotiate the amount you owe. You should be able to deduct at from one third to one half of the bill, which is probably the amount that the hospital would have to pay a lawyer to collect a fee from you. Keep in mind, that collection agencies routinely settle bills for 50%. Depending upon your income, you may even be able to settle for as little as 10%. If you are unable to pay a lump sum settlement, you should be able to negotiate a payout over a period of years. If you do not earn much money, you can remind your medical provider that if they obtain a judgment against you, the court may award as little as $25 per month, even if the bill is thousands of dollars.